"PRE-APPROVED MORTGAGE ~ WHYS IT IS IMPORTANT!

A PRE-APPROVED MORTGAGE CAN HELP YOU LOOK FOR A HOME WITH CONFIDENCE & COULD SAVE YOU $$$$ ~ AND WHO DOESN'T WANT TO DO THAT???

Looking for the home of your dreams?  Many homeowners think the 1st step is to start driving around looking for "For Sale" signs, going to Open Houses, Checking out Realtor.ca and then call the Listing Sales Representative on each listing to book appointments to view all the ones they like and dream of owning.

HOWEVER, even before you start looking for a home, it can be a great advantage to have done some research and to look into a Pre-Approved Mortgage with a Mortgage Specialist.

A pre-approved mortgage simply means that you've reviewed your financial situation with a lender and you know what you can afford to spend on a home in terms of purchase price, down payment, legal fees and other closing expenses.  It also means you know how much you can borrow based on your current situation, subject to a formal credit approval and satisfactory property appraisal.

There is NO Charge or Obligation to have your mortgage pre-approved and you will know in advance what your mortgage payments will be.  Also a MAJOR factor is that your Interest Rate can be guaranteed for up to 120 days so that you are protected if interest rates increase while you are house hunting, therefore could save you thousands of dollars down the road.

With your mortgage approved, both you and your Real Estate Sales Representative can shop for you with confidence, avoiding the disappointment of finding the perfect home only to learn that you do not qualify to purchase it. 

Mortgage pre-approval carries no obligation to purchase, but simply acts as a tool that can help make house hunting a more enjoyable and less stressful experience by letting you focus on homes that you can truly afford to purchase.

If you are looking to buy a new home, you can count on me for the advice you need to help you find the right home and mortgage specialist.

Personal lending products and residential mortgages are subject to the lending institutions standard lending criteria.

"QUOTE OF THE DAY"

"IF YOU CAN DREAM IT ~ YOU CAN ACHIEVE IT"!

Severn River Association of Property Owners Website

Summer is getting closer and closer.....just imagine sitting on the dock watching the sun come up!

Here is a very helpful website if you are a cottage owner on the Severn River.

http://www.srapo.org/contactus/30

Looking forward to seeing you soon,
Lisa